Sharing what God has given us

As the year is coming to an end, I thought of writing a last post of the year in a positive note with not thinking about earning for ourself which we do whole year, but to thank god for all the gains of the year.

Charity is one basic tenets of our faith. Bear in mind that there are lot of underprivileged people around us with all the needs but without the means. I think we should share a part of our profits with these people.

In the spirit of sharing we help each other maturely, mutually, and as a result of that each one progresses. If we have that type of spirit there will be harmony, peace and progress; we will get everything and we will feel inwardly happy and peaceful.

The more you give, the more it comes back.

Wishing you all a very happy and prosperous year ahead. - Jai Hind!!

Read more >> Options >>

Buzzing Stocks!!

Recommended Stocks

Moser Baer, TV 18 , Network 18 all 5-10% up :-)

Punj Lloyd research report

Please follow the link to get the research report of my favorite stock - Punj LLoyd.

Punj Lloyd - Research Report

Financial Resolution for next year!!

Its year end and time has come again to have one or more new year resolutions.
Whats your new year resolution?




If financial independence is one of them , then following questions will be of your interest.

Are you saving enough for your retirement.?
Have you planned for an Life insurance?
Do you have medical/health cover?
Do you plan to buy a car/house.?
Do you plan to marry in few years? Or children if already married :-)
What is your current investment in debt/equity.?
Do you think you can maintain or improve your current lifestyle?
Does your current investment will help you in achiving your financial goal?

For each of the above you need to plan and save/invest regularly.

Some of the goals can be short term so money need to be in liquid instruments instead of locked-in long term instruments.

Sit back and analyze how your investment faired in the current year and what can be done to improve financial health.

You can ask yourself each of these questions and answers to them will automatically come and if you are not on the right track you will get your new year financial resolution.

"Instead of spending less than you earn, Earn more than you spend"

Money As Debt

Watch this video learning the mysteries around money.

Debt-government, corporate and household has reached astronomical proportions.

Where does all this money come from?

How could there BE that money to lend?

The answer is there isn't. Today money IS debt.

If there were no debt there would be no money

If this is puzzling to you. you are not alone. Very few people understand, even though all of us are affected.

You should see this either you are a chomskyan anarchist or an 80's Wall Street guy

Stock Pick : Aurobindo Pharma

Aurobindo Pharma was born of a vision. Founded in 1986 by Mr. P.V.Ramaprasad Reddy, Mr. K.Nityananda Reddy and a small, highly committed set of professionals, the company became a public venture in 1992. It commenced operations in 1988-89 with a single unit manufacturing semi synthetic penicillins (SSPs) at Pondicherry.

Aurobindo Pharma had gone public in 1995 by listing its shares in various stock exchanges in the country. The company is the market leader in semi-synthetic penicillin drugs. It has a presence in key therapeutic segments like SSPs, cephalosporins, antivirals, CNS, cardio-vascular, gastroenterology, etc.

Aurobindo’s R & D strengths lie in developing intellectual property in non-infringing processes and resolving complex chemistry challenges. In the process, Aurobindo develops new drug delivery systems, dosage formulations and applies new technology for better processes.


Over the years, the Aurobindo Pharma has evolved into a knowledge driven company. It is R&D focused, has a multi-product portfolio with multi-country manufacturing facilities, and is becoming a marketing conglomerate across the world.

Aurobindo Pharma created a name for itself in the manufacture of bulk actives, its area of core competence. After ensuring a firm foundation of cost effective production capabilities and a clutch of loyal customers, the company has entered the high margin speciality generic formulations segment, with a global marketing network.

The formulation business is systematically organised with a divisional structure, and has a focused team for each key international market. Aurobindo believes in gaining volume and market share in every business/segment it enters.

Aurobindo has invested significant resources in building a mega infrastructure for APIs and formulations to emerge as a vertically integrated pharmaceutical company. Aurobindo’s five units for APIs and four units for formulations are designed for the regulated markets.
[source : company website]

Aurobindo Pharma will go for a series of filings - totalling some 250 — in regulated markets, mainly in the US, in the next three years to tap emerging opportunities and to create new ones.

Aurobindo is also preparing for a major foray in Japan which is the world’s third-largest pharmaceuticals market after the US and Europe. However, though Japan is a huge branded generics market, Aurobindo is looking to pitch for the unbranded generics where the margins are huge[source DNA]

This stock seemed to have bottomed out and is trading at around 8-9 PE. This is very cheap for a high growth good stocks.

While most of its peers are trading at around 25-30 PE like cipla and ranbaxy. This stock can give great returns in next 1-2 years from current market price .

Mint money!! :-)

Wanna Multibaggars in your portfolio??

Do you always wish to buy a stock which is going to be a multibaggar.??

Here is how you can go about selecting your dream stock.

-->Buy stock which is currently undervalued relative to its peers.
--> I am saying relative because it might be the situation that whole industry has lower PE, that doesn't mean that a particular stock is cheap.

-->Buy a stock which is trading below its book value.

-->Buy stock of the industry which is going to flourish atleast for next 3-4 years.

--> Buy stock where earnings are expected to grow atleast by 50% CAGR for next 2-3 years.

--> Buy stocks of a company which is going for huge Capital Expenditure. This signifies higher earning potential in the future and expansion is good for future unless it is going to create over capacity.

-->Hold on to the stocks once you have identified and bought. If you sell after some small profits then that stock will be never a multibaggar for you :-D

Happy Investing !!

Seamless Pipes Global Industry Scenario

Stocks in this industry : Jindal Saw,Maharashtra Seamless, Welspun gujrat, man industries etc....

Source Excerpted From: ICICI Direct. Article from StockIdeas.org

Growing oil and gas demand across the world and the zeal with which oil companies are investing on adding pipeline infrastructure promise higher revenues for Indian steel pipes makers.

• Global demand-supply scenario favours Indian manufacturers

• Depleting crude reserves stimulating demand for seamless pipes

• Global demand – supply set to remain in favor of India…

• Depleting reserves stimulating seamless pipes’ demand …

• Booming oil economy to boost pipe demand
  

• US to be the largest consumer

• Asia to lead pipe demand with strong growth in energy consumption

• Middle East – an important destination for Indian players

• Gas transportation pipelines – a major boost

• Water resources management – another key area

• India set to benefit from global demand supply imbalance

Source Excerpted From: ICICI Direct. Article from StockIdeas.org

PSTL update

PSTL has moved to 18% up from 6% up.

After recommendation almost 30% up

Its Rocking!!

Pantaloon Retail again 8% up.

Pyramid Siamara 6% up.

Watch out this space for other recommendation soon.

Though I put these returns here....I still recommend buying value stock and wait to get a great returns.

Don't expect overnight gains everytime tough it will come sometime your way :-)

GMR News

REL & GMR Infra short-listed for Tuas Pwr bidding: Srcs

GMR Group mulls listing of energy subsidiary

DIAL working on new revenue model

market whispers

ADAG might be interested in buying Moser Baer Entertainment Business.

It is already in film making, fim distribution and multiplex business. To consolidate its position and huge cash in hand ADAG can buy out moser baer.

Hope this turns out to be true...good news for moser baer share holders...

Tops pics for 2008 : 1 year view

Some more stocks which you can buy from 1 year perspective

1. GMR
2. Punj LLoyd.
3. Reliance Energy.
4. Indian Hotels ( 2 years)
5. Reliance Comm.

noida toll moves up smartly

Noida Toll flared up 10%. Enjoy!!

pantaloon retail

Recommended Stock Pantaloon Retail 11% up.

Enjoy!!

BHEL opens up smartly

BHEL is trading up 3% after sliding for past few days giving us the oppurtunity to enter into the stock....

Here is some more news to munch.....

BHEL can now supply bigger power generation equipment

Norms may be tweaked to power BHEL

BHEL to invest Rs 220cr in Haridwar plant

BHEL to spend Rs 1,000 cr for R & D in 11th Five Year Plan

Larsen & toubro turns 70

Founded in 1938 L& T has completed 70 years journey and now it is working and growing in full steam.

Already in Infrastructure,Capital Goods, IT and finance.

Heres some recent news about the company...

L&T floats power firm, to invest Rs 5,000cr

Larsen & Toubro (L&T) is set to foray into an FPSO (floating production storage and offloading)

L&T bags Rs 287.37 cr contract from MMRDA

L&T to pump in Rs 2000 cr in 3 shipyards

L&T forms JV to build Oman refinery equipment factory

Rcom News

• RCom Gets license for PAN India GSM license
• RCom Gets telecom license in Uganda . to spend 800 cr
• Tribunal to decide on FLAG(RCom Subsidiary)-VSNL dispute soon

BHEL News

As part of its manufacturing capacity expansion to 15,000 MW per annum in the next two years, Bharat Heavy Electricals Ltd (BHEL) is setting up a new fabrication plant and a central stamping unit at Jagdishpur in Uttar Pradesh. The new units are being set up by BHEL at a cumulative initial investment of Rs 306 crore. The plant would produce around 25,000 tonne per annum, including about 16,000 tonne of structures of boilers for direct dispatch to power plant sites in the eastern and northern regions.

The plant will become fully operational in three years. A financial turnover of about Rs 270 crore is envisaged for the plant in the stabilised year of production. The central stamping unit is being set up to meet the increased requirement of stampings, a critical part of electrical machines, on account of increasing demand for generators and electrical motors. Currently, stampings are being manufactured in the Bhopal, Hyderabad and Haridwar units of BHEL with a total installed capacity of about 77 lakh stampings per annum. The demand for stampings is estimated to go up to 130 lakh per year by 2010-11.

News from Ventura Securities....

Stocks to buy now

Are you upset after the current fall??

or Do you see this as an opportunity to buy stocks which you always wanted to???

Please don't panic and buy fundamentally good companies.

Currently following stocks are buys :-

1. RIL
2. BHEL
3. Larsen
4. GMR Infra
5. RCom
6. Bharti
7. ICICI Bank.

ICICI advance tax

ICICI is going to report good quarter 3 results...

Its health advance tax numbers which are double than previous quarters gives indication that results are going to be good.

(Rs Cr) Q3FY08 Q3FY07
ICICI Bk 500 250

Pyramid Saimira Details

As I have said earlier, I try to keep my recommendation simple and clean for novice investors...

My recent recommendation on PSTL didn't had any explanation why one should go for it.

To my surprise and happiness I got lot of queries how you are putting so and so target.

So here is a post which will help you in understanding the basics about the company...


http://deadpresident.blogspot.com/2007/12/pyramid-saimira.html

current F&O curb list

The derivative contracts in the below mentioned securities have crossed 95% of the market-wide position limit and are currently in the ban period. It is hereby informed that all clients/ members shall trade in the derivative contracts of said securities only to decrease their positions through offsetting positions.

Sr. No.	Symbol
1	ADLABSFILM
2	ALOKTEXT
3	BONGAIREFN
4	ESSAROIL
5	GITANJALI
6	GMRINFRA
7	HOTELEELA
8	MRPL
9	NAGARFERT
10	NEYVELILIG
11	POWERGRID
12	RAJESHEXPO
13	TTML

attractive stock

BHEL looks attractive at 2500. this has been told by me to many of my friends......

currently it is subdued and consolidating.....FII interest and next rally should take it beyond 3000.

Buzzing Stock

Recommended stock PSTL up 7% enjoy!!

Thought for the day

Instead of learning the tricks of the trade, learn the trade.

Bangalore Property

Now is the time to buy property in Bangalore.

With interest rates peaked and over capacity problem, bangalore housing properties are showing 25-30% decline.

Prices are quoted almost 1000rs per sq feet cheaper.

For a 1000 sqfeet house its almost 5-10 lacs cheaper :-)

In an years time interest rates will come down making your floating interest rate EMI less.

With lower interest rate more people will chase property and will make these properties again expensive even with lower interest rate.

What you gain now?

1. Lower price for the property.
2. Easy availability making your choice wider.
3. Making your priced possession cheaper going forward with lower interest rate.
4. Faster appreciation from current depressed prices.

Read more.....

http://www.rediff.com/money/2007/dec/12bang.htm

Thought for the day

Time is one loan which no one can repay.....

Are you paying tax on equity gains??

Ever wondered how tax will be calculated on the profits earned by you?

First Basics :-
If you sell shares within 1 year of buying then you have to pay short term capital gain tax.

If you sell shares after 1 year then it will be considered as long term capital gain which is completely tax free.

Dividends are tax free.

Intricate matter :-

You might be buying same share multiple times and selling it multiple times, how would you identify whether it falls in 1 year or less than 1 year bracket.?

According to Income Tax Act, which specifies that for shares sold in the demat form, the First In First Out (FIFO) system had to be applied.

What does this mean you dont have option to choose which shares you want to sell .

If you bought 100 XYZ share in Jan 2006 and again 100 XYZ shares on Jan 2007. If you sell 100 shares now then shares bought in Jan 2006 will be deemed to sold first.

If you have both demat and physical shares of a company and if you sell it now demat shares will be sold first even if the physical shares are older.

Please Note : This calculation is currently only for shares in demat form. You can still choose which mutual fund to sell first.

Enjoy investing. :-)

RIL - RPL merger

Here are few good posts which I found out on RIL RPL merger

http://www.orkut.com/CommMsgs.aspx?cmm=163277&tid=2572204225901402272&na=1&nst=1

http://gyanguru.org/dsp-merrill-lynch-rpl-and-ep-evaluation-of-rils-options/

First Refinery which was also called RPL was also merged in 2002.

http://outlook-money.com/scripts/IIH021C1.asp?articleid=3099&categoryid=93&sectionid=1

http://outlook-money.com/scripts/IIH021C1.asp?articleid=3099&categoryid=93&sectionid=1



but merger is not going to happen soon so no need to self off immidiately and let the whole story pan out and get a clear picture on the whole issue.

Sectorial Mutual Funds

Some Sectoral Mutual Fund Pics for 2-3 years

• BIRLA GEN NEXT FUND GROWTH
• Canara Robeco Infrastructure
• Birla Infrastructure Fund
• Reliance Media & Entertainment Fund Growth Plan
• UTI Banking Sector Fund
• Reliance Power Sector Fund
• SBI Magnum Tax Gain
• Tata Infrastructure Fund - Growth
• UTI Energy Fund
• UTI Infrastructure Fund
• UTI-India Lifestyle Fund

Note :- Funds are not in order of preference.

Theme for 2008

As the year 2007 comes to an end and people start thinking of new strategies for the next year. Here is my take.

2008 is a leap year and you should try to use it as a spring board to take a giant leap in accumulating financial wealth.

I think the interest cycle has peaked and it will take a downward trend.
Financial,Housing and Auto Sector will benefit.

Rupee will continue its downward journey with bouts of upside from RBI and goverment support.
Neutral stance on IT sector.

Infrastructure and Power will continue its boom.

Cement consumption will increase with money spent of Infrastructure and it is bound to benefit.

Play around these stories and pick your stocks from these sectors.

PSTL - Multibaggar stock

Pyramid Saimira Theatre Ltd.

"PYRAMID SAIMIRA" Group is one of the India’s largest entertainment group spanning across four countries (India, Malaysia, Singapore and USA). Its business includes Film Production, TV Content Production, Theatres (exhibition). Currently it is the largest theatre chain company in India, rising to become world’s largest theatre chain company shortly.

Its Production Division is producing concurrently more than six films and plans to produce 50 films in all Indian languages. Its TV Content Division will produce more than 16 hours of original programming per day, making it the largest TV content supplier in India. Pyramid Saimira Group plans to become a giant in the entire entertainment industry’s sphere and also will become one of the largest content agglomorators of international films in Asia / Pacific region. It operates theatres in four countries and produces films in six languages.

Interview with Madhu Terdal of GMR Infrastructure

Interview in TV18

RIL - A true wealth creator

The oldest wealth creator.

Whats a portfolio without RIL. RIL is the most widely held stock in the world!! A feat in itself.

With interest in diverse industries like petrochemicals,oil and gas, polyester, retail, textile, SEZ, this behemoth is the largest private sector company in India with Highest market capitalization.

Investors have gained immensely from this company from decades and people will vouch for it.

Recent News
1. Global Acquisition plan of more than 10 billion dollars.
2. Entering Uranium Exploration business.
3. Huge expansion in retail with investment in tune of 25000 crore.
4. Biggest refinery to be started in March 8 months ahead of schedule.
5. Oil and Gas Exploration with huge success rate in KG basin.
6. Developing multi-product SEZ in gurgoan and mumbai.
7. Entering Jewellery business.
8. RIL ,GAIL joining hands for petro complexes abroad.

I am not delving too much into details of this company as every one knows about it.

All I would say is that as always it is geared -

"Towards A Quantum Leap"

Stock News

• Punj Lloyd bags one more order worth 560 cr from IOC. Stock up!!
• RPL may delist , if RIL plans RPL merger with itself.
• Praj Industries has started gaining momentum
  
• RCom,HFCL to rock in coming days.
• RIL looks good at current price for INVESTMENT.
• GMR Infra accumulate at current levels.
• Jindal saw cross 1000 from recommended price of 550 in 2 months.
• TV18 bought Infomedia. Good news for Network 18 and tV18 share holders.
• BHEL off its highs, can be considered a buy if it falls below 2550.
• ICICI bank too look attractive.
• City Union bank - risk reward r
  

GMR News

Don't panic with GMR going down, this is a long term multibaggar stock. Forget the short term volatility.

I reiterate buy on dips....

F&O curb and problems in Delhi Airport will soon vanish.

Enjoy!!

PLAYING WITH INVESTOR/TRADER PSYCHE

With so many blogs and so many articles , people are loaded with huge amount of data and analysis. With our emphasis on saving time for our readers and providing them quality and selective articles. Here I provide another good article to glance over.

PLAYING WITH INVESTOR/TRADER PSYCHE

Go through the link and enrich your experience in the stock market.

The Art of Converting Notional Gain to Notional Loss!

A very good article written by my friend Nikhil on his blog...

Do read it....

The Art of Converting Notional Gain to Notional Loss!

GMR Infra

GMR Infra is a great company in infrastructure space with expertise in Airports and Power Plants. It can be considered for Medium to Long term perspective.

Highlights


1. Value unlocking in GMR Energy.
2. Delhi Airport and Hyderbad Airport in their pocket.
3. 2800 MW power plants under development.
4. Bidding for Ganga Expressway.
5. Won bid to develop Istanbul Airport
6. Bidding for Prague airport.
7. GMR Infrastructure plans to invest more than Rs 60,000 crore over the next 6 years
8. Huge land bank near its airport for commercial development.
9. GMR to restart power plant in AP Vemagiri power project from January 2008 .

Punj Lloyd news

Punj Lloyd Upstream to buy 4 onshore drilling rigs
Pipavav Shipyard to file DRHP with SEBI shortly

Network 18 rocking

Regular Readers ........Network18 is 10% up 40% up after recommendation.

Enjoy!!

Thought for the Day

As a bull market continues, almost anything you buy goes up. It makes you feel that investing in stocks is a very easy and safe and that you're a financial genius.

Pantaloon Retail India Limited

Pantaloon Retail (I) Limited

Want to be a part of Great Indian Retail Revolution. You should have Pantaloon Retail in your portfolio.
Though this stock has risen a lot, potential of upside is immense. Any correction in the stock should be seen as buying oppurtunity.

Pantaloon Retail is listed company of future group.

Future Group is diversifying into many streams of business.

One of the new bet is finance and insurance through Future Money.

Pantaloon Retail India Ltd, is India’s leading retail company with presence across food, fashion, home solutions and consumer electronics, books and music, health, wellness and beauty, general merchandise, communication products, E-tailing and leisure and entertainment. [Wiki]

Company has chain of super markets, branded malls etc. You would be aware of all the names mentioned below.

Super Store

• Big Bazaar
• Food Bazaar
• Pantaloons
• Central
• Depot
• Brand Factory
• Home Town
• e-Zone
• Planet Sports

Online Format

• FutureBazaar

Brands

• Indigo Nation
• Scullers
• Urban Yoga
• John Miller

Entertainment

• Bowling Alleys

Others

1. Fashion Station
2. Star Sitara
3. Navaras
4. Tusi
5. Blue Sky
6. Gini & Jony
7. Shoe Factory

All these stores are growing leaps and bounds.

Stay invested for long term and you will reap rich dividends.

Current Market Price - 670
Enter Around - 620-630 levels for medim term. current market price for long term.

Thought for the Day

A fool and his money are parted soon
-George Buchanan

Follow up news on earlier recommendation

1. Punj Lloyd

Wholly owned subsidiary Sembawang Engineers and Constructors Pte Ltd got $450 million contract.

2. Moser Baer

Moser Baer Photo Voltaic to set Solar Power project in Rajasthan.

RNRL demystified

Future of RNRL

Current scenario : RNRL top gainer on the chart with 10% rise.

This stock after lying low at around 20 levels for long time has been a high flier in recent times.
From 20 something it is now trading at 160 levels (from high of 200) much beyond comprehension.

Why is this stocks rising?
Will it continue to rise?
What does this company do?
Should you invest in this stock?

And there will be many more questions cropping up in your mind.

History of RNRL
This company was formed in year 2000 as Reliance Platforms Communications.Com Private Limited.
Later it was made a public company in the name of RNRL after the split between ambani brothers.

RNRL got the share of gas from RIL discoveries in KG basin.

Currently as I see it this company doesn't do any thing, it paper company with rights of gas.

RNRL and RIL are fighting the gas share and its price from long time.

What RIL wants : Higher price realization for its gas.

What REL wants :- Long term sustained gas supply for its power plant at low cost.

What RNRL has :- Assured gas supply from RIL at low cost which is being battled it court. Otherwise their is no real business of RNRL and no reason for its existence. No future businesses to hold other than some news of city gas distribution.

This company is only being used as a leverage. If RIL and REL has gas they can directly start business which RNRL would plan so no real benefit of this company.

Current rumours :- RIL going to buy RNRL which is being denied publicly.

If RIL buys out RNRL it can directly sell gas to REL.

REL gets much needed gas and RIL gets the money. Everyone wins RNRL loses out.

Future of RNRL depends on What Anil ambani wants to do with this company.

If RNRL has tomake profits it has to sell gas at higher price to REL or Reliance Power.

Then RNRL is profitable and REL(RPL) profit margin will reduce.

Which company he wants to keep profitable would be his decision.

Obviosly he will secure intrest of his bigger company with defined business model.

What holds out for RNRL.

1. If status quo is maintained , all the profits from gas coming into RNRL is factored in. Price hike is not possible because it is long term fixed price contract. Share price other than what trades speculate will not change much. maximum 20-30 rupees. No point in entering at this point if you don't already hold it.

2. RNRL is sold out to either company. Share price will fall or if it is delisted there will be share swap so instead of buying and RNRL and getting RIL in share swap go and directly buy RIL.

3. Unless RNRL gets new businesses like city gas distribution very little chance of appreciation.

After all being said, Reliance stocks are currently fancy of traders and almost opposite can happen.

But long terms bets are against it. You would be better of staying invested in other blue chip reliance pack companies.

Happy investing!!

News Flash

Expect gap up opening :-)

New Entrants in Derivatives

Following stocks were added into F&O market

• Info Edge
• NIIT Limited
• Jindal Saw
• KPIT Cummins
• DCB
• Hindustan Zinc
• Hindustan Oil Exploration
• MICO
• Network18
• WWIL
• Redington
• Great Offshore
• GBN
  
• Ispat Industries
• Gitanjali Gems

Moser Baer - Another stock from my stable

Moser Baer - लम्बी रेस का घोडा

This is an aggressive company going to be a big player in media/entertainment market.

It has become world's 2nd largest optical media manufacturer [CDs/DVDs/BRDs etc]

It has acquired 81% stake in Philips R&D unit.

It has entered retail movie business and home entertained and is selling original DVDs and CDs at very cheap prices. It already has 2000 strong retail store presence.

I think with country growing and people having high disposable income, slowly people will move into buying original one. Though very slow change will have big impact on company's bottom line.

Moser Baer is early starter and will have a first mover advantage in its foray into PhotoVoltaic Business.

It will make their entry into clean,renewable solar energy. Renewable Energy will be favorite pick in future with Oil prices trading higher and higher

This business is at a very budding stage in India. They will be at leadership position in future.

Long term position can be initiated in the stock.

Current Market Price : 250.

Penny Saved is Penny Earned :-)

Todays Pick - UB Holdings

Today's Pick

United Breweries (Holding) Limited.

This company is listed in BSE.

This is again a story where you get a pie in multiple companies across various industries.

If you are maverick like Vijay Mallaya and want a share in his company UB(Holding) can be looked at.

To quote Vijay Mallay "The primary role of United Breweries [Holdings] Limited is to promote and incubate companies to which we bring both financial and management resources, so as to grow these investments as quickly as possible, to profitable leadership in their respective lines of business. "

This holding company has following under its portfolio.

1. Beer [United Breweries]
2. Spirits [United Spirits]
3. Real Estate. [Ub City]
4. Fertilizer [Mangalore Fertilizer]
and the latest entry.
5. Kingfisher Airlines and a stake in Air Deccan.
6. Pharma [Aventis]
7. Exports [UB Global ]
8. Some stake in Bayer India.
All the business are in high growth sector and though the stock has run up a lot. It can continue giving steady return.

Don't get scared by the sharp moves on this counter...

Happy investing.

News Flash

Recommended Stock Network18 Buzzing 13% up.

Enjoy!!

सवाल जवाब

Please post your queries in comments and I will reply to them.

Lucky 7

1. Be greedy when everyone is fearful, Be fearful when everyone is greedy.
2.Sell the stock at a price where you are not ready to buy.
3. Don't invest only through tips, do you homework too.
4. Keep stop trigger and book losses.
5. Regularly invest in quality IPOs [Easiest way to make money with current goverment regulation]
6. Correct time to buy stock is -- right now.
7. Sell stock when the reason why you bought no longer holds.

Few Questions

Before you decide on buying a stock, you can ask yourself few questions.

Why I am buying this stock
What is your time limit/profit limit
Why the price will go up.?
Who is buying/selling ?
Whose tip it is?
When do I reevaluate?

Satisfied....Go ahead and buy it!!

Double you tax saving from Next year

http://www.ibnlive.com/news/be-happy-your-yearly-tax-rebate-could-be-doubled/53067-7.html

Delayed Gratification

Delayed Gratification
~~~~~~~~~~~~~~~~~

from http://www.markstivers.com

This is a concept which I think is never taught as a subject but we Indians grow up learning it unknowingly.
This ability shows control and perseverance on once part to achieve something the yen for and then relish the journey and destination in doing so.

Delayed gratification is the ability to wait in order to obtain something that one wants. This ability is usually considered to be a personality trait which is important for life success. [source : Wiki]

Our society demands Instant gratification but exactly opposite is required for success.

When in childhood I wanted something expensive thing, there was always a condition attached. Nothing in the world is free lunch, I had to earn it be it by the way of good score, good habits/manners etc. Most of you would have similar experiences, even someone born with silver spoon I guess.
This is a good thing which has happened to us because it teaches lot of things.


You would be wondering why I am writing this in a financial blog.
For financial success too delayed gratification is necessary.

Its about restraining your urges to own something which you cannot own and get into a debt trap.

Instead of spending money now on your wants instead of your needs you may be jeopardizing your future
needs unless you have gauranteed steady flow of increasing income without any jerks.

You can delay buying expensive plasma tv, luxury car etc to name a few.

Lets take an example . You want to buy a plasma tv for 1 lac. Instead of buying now impulsively. You can invest that money for 2-3 years. Going through current market scenario you can double your money in that time frame.

After 3 years you can buy your plasma TV for free you will still left with 1 lac and with prices coming down money saved will be bonus :-)

This is just one example to illustrate the fact. You can think of small things in your personal realm.

Hope I was able to make the point I wanted to, and more so hope you appreciate and enjoy reading it.


Ref :-
Self Control .
Delayed Gratification

Punj Lloyd- Value pic

Punj Lloyd : A must in everyones portfolio.

Punj lloyd is one of the India's large engineering construction company with strong local and international presence. It has a proven track record of managing huge projects.

It has interests in Onshore and Offshore pipelines, Infrastructure, Offshore platforms, Telecom,Engineering ,Power and Broadband services.

It has lot of group Companies sunder its fold
SEC,Simon Carves , KAEFER Punj Lloyd , PLN Construction , Spectra Punj Lloyd.

It has acquired stake in pipapav shipyard for enhancing its E&P and offshore business.

It has entered into real estate with Ramprastha Group.

Lot more to write but all I can say is that this stock has enhanced the share value a lot. It has given phenomenal returns in the past.

I foresee this company as a future L&T with lot of growth potential.

It has huge order book position and is on a right trajectory of growth.

No fixed targets as of now but can start buying at current market price and accumulate if market falls.

I am avoiding giving financials,P/E and other technical terms to keep the investment rationale simple and understandable to everyone.

More Info : Company's Website

Pick of the week- Network 18

Here is my latest pick from the Media sector. I think this sector has a lot of potential to grow in the coming times.
This is a particular stock which I think is a pure gem.

Network 18 FinCap is the holding company of the Television Eighteen Group and has become one of the strongest media houses in our country. The company owns some of the best media properties such as CNBC TV18, CNN IBN, Awaaz, IBN 7 ,Internet portals under Web18, film production business under Studio 18, a recent joint venture with Viacom and home shopping business.



You would have seen its current makeover and rebranding of the conglomerate as Network18.

Underlying principles :-

1. Strong foothold in the business news space.
2. Gaining market share in general news space. Ad revenues to grow.
3. Web 18 is in a strong investment phase and returns are going to be huge after the gestation period. Returns through advertising and subscription fees.

• moneycontrol.com
• easymf.com
• poweryourtrade.com
• commoditiescontrol.com
• Indiwo.com
• CompareIndia.com
• NewsWire 18
• IndiaEarnings.com
• CricketNext.com
• Buzz18.com
• Josh18.com
• IBNLive.com
  

4. HomeShop 18 is going to take a pie in Retail business and marketing will be supported by its strong media foothold.
5. It has a joint venture with Viacom for various channels like VH1, MTV and Nickelodeon.

This is a rising star in its category with appriciation expected through growth and value unlocking.

Though TV18 and GBN are also listed. This stock gives you a pie in each of Network 18 business

Recommended at Rs 350 few weeks back.

Current Market Price : Rs 400

Can expect 50% appriciation in 6-8 months.

Disclaimer : I have holdings in TV18 and Network18.

Earlier Recommendations

As promised here are the past recommendations.
I have not elaborated here why these stocks were buy but will do so in future recommendations.
These were mostly word - of - mouth :-)

Stock	Recommended Price	Current Price
Jindal Saw :	580	780
Deccan Aviation	140	190
Punj lloyd	280	480
Tata Power	680	1177
BHEL	1300	2500
Larsen	2500	4200
Network 18	350	400
United Spirits	1200	1900
HPCL	230	300

Not adding Reliance pack because everyone new about it and if I too said that nothing special in it. :-)

Note : I have holdings in all the above mentioned stocks.

Stock Tips

Will sure keep you posted on this. Today is the first day and I am tired of writing posts.
Don't want you to overdose in a day. Keep watching this space and be assured to get some tips.

I will start with my past recommendation post to bolster my upcoming tips ;-)

Kaun banega crorepati!!

How? Using power of compounding. This is again a cliche...Everyone knows the power of compounding and how things can grow in time. The point I am going to make here is not the power of compounding but how easy it is to utilize this power without any effort when u invest in long term stocks.

Initially I used to think whats the use of dividend when the stock prices appreciation is enough to make money and the dividend payout is paltry.





Now look at this chart.

	1	2	3	4	5	6	7	8	9	10
200000	250000	312500	390625	488281.3	610351.6	762939.5	953674.3	1192093	1490116	1862645	2328306
	200000	250000	312500	390625	488281.3	610351.6	762939.5	953674.3	1192093	1490116	1862645
		200000	250000	312500	390625	488281.3	610351.6	762939.5	953674.3	1192093	1490116
			200000	250000	312500	390625	488281.3	610351.6	762939.5	953674.3	1192093
				200000	250000	312500	390625	488281.3	610351.6	762939.5	953674.3
					200000	250000	312500	390625	488281.3	610351.6	762939.5
						200000	250000	312500	390625	488281.3	610351.6
							200000	250000	312500	390625	488281.3
								200000	250000	312500	390625
									200000	250000	312500
										200000	250000
										Total	10641532

This chart shows what will be the value of your investment if you keep investing 2 lac per year with expected return of 25%.

You can increase the amount or return to achieve the goal faster.

Now to get 2 lac investible amount is not difficult. What is difficult to continuously getting high returns year on year.

Here comes the fun part... to get this kind of return you don't have to keep scratching ur head, your long term investment will come to rescue since they will keep giving u good returns.


Now googly. We have so many stocks & mutual funds which were invested long time back and now giving 100-400% dividend.

Lets say you invested in a stock for 10 rupee. after few years it has become 100 rupee and has given dividend of 50% this year.

Fow someone who is investing now will think 50% dividend is 5 rupees on 100 rupee .very less.

But someone who invested long time back is getting 50% return on his investment every year. Appriciation in the stock value is just an added advantage you can say.

Quite amazing right? according to chart we just need 25% to become crorepati..Here I have shown how your goal will be achieved automatically literally "tension free".

So now Imagine keeping your money invested for 15-20 or more years....and getting 25-50-100% percent returns on your original investment. Add that to power of compounding and you can see how easy it is to make huge many.

paisa paise ko keechega...money will work for money.......what you will do then?????

You will enjoy the beautiful things in this world god has created for you :-)

KEEP THE FAITH.

Investment Tips

Few months back I started looking at stocks which would grow with Indian consumption and growth story.

I personally don't like stock which are cyclic in nature. You have to continuously keep track of their movement. Examples would be Sugar, Oil marketing companies and ferrous and non ferrous stocks to name few.

But I must point that these stocks give huge return in small time and then they fall the similar way when the cycle turns around.

So basically to build a long term portfolio in which you keep buying and stay invested without looking back and these stocks keep growing like your baby or well watered tree. [ Leave apart the short term blips which are beyond anyones control.]

Depending on your age and time you can invest [Note I am not talking about money but time]
you can have a perfect mix in your portfolio.

Portfolio = Long term + medium term + short term stocks+ risky multi baggers
Long term stocks : These are the stocks you don't sell atleast for few years [5-10 years]. Take my words returns are mind boggling. I would tell u the importance of holding in a separate post.
Examples would be : L&T, Reliance , ICICI to name a few.

Medium term stocks :- You keep them for 1-2 years and then you know that they won't give you the kind of return they have give in the past and have stabilized. So you shed them and move on.
Examples here would be ITC, HLL [These stocks gave amazing returns when they were in expansion and growth phase. They made consumer goods available to huge population[in villages] of this country by innovative products like sachet and their topline and bottom line grew]. Now if you look at ITC it was at 180 when stock market was 800 and still at that level when stock market is 20000.

Stort term stocks :- Sugar stocks , Oil marketing companies etc....
Look at HPCL this stock moves between 200-300 range atleast 6-8 times in a year. Its movement is dependent upon government oil bonds, crude price etc...

If crude rises this stock moves down.....and viceversa...

Goverment is not rising the price of petroleum..stocks goes down and vice versa...

Government bails out by issuing oil bonds ....stock goes up...

Sugar....when sugar supply is less price rises hence the stock....farmers grow more looking at high prises and next year we have glut and price falls and hence the stock.

You can buy these stocks and sell after some months when you have got handsome returns. If you keep longer you will be back to square one.......

Multibagger :- These are currently penny stocks with good management to give huge returns.
You can invest in small amount in these . Lets say 2-3 thousand in 10 of these stocks.

Even if 6-7 fails and 3-4 really turns out to be multibagger you willbe looking at good profits.

Happy investing...

Indian Story

You would be hearing about this all the time, I mean all the time ..In newspapers, television , people keep talking about it that it has become cliche.

But that doesn't change the theme and Indian juggernaut has started to roll few year back and will continue to do so.

What does that mean? It has opened quite a lot of opportunities for people of this country to align themselves to this growth story and grow with it.

Have you missed the gravy train? You would probably think so if you were not in the current stock market boom which is already 4 years old now.


But let me tell you its never too late to start. Opportunities keep knocking what you need is commitment and discipline to sail through.

Ok...enough of fundaes.. Lets start with my first tip on sundae [:)] Can't help typing Orkut smili. Got too used to it.

I have learnt it hard way and I am twice bitten thrice shy......

--->Never do Intraday!! There are lot more avenues to make money faster and safely than Intraday.

You cannot always beat the market because u r the market.

You may make money sometime but you will lose all in 1- 2 trade all because of deep greed inside you.

If you are ready to lose 20-30K in a day, better way is to invest in options. That way you have capped u r losses and upside is huge beyond your imagination if you have placed your cards properly.

More to it in coming posts.

Let's get started!!

Its been long time I was thinking of starting this blog. Its basic purpose will be discuss about achieving financial independence through various known methods in a smart way.


Here you will find articles related to investments, insurance, loans etc.

Investment tips will be mostly in Indian Equities at present.


In the end, rather start I would like to pray Lord Ganesh before starting this venture and also mata durga,mahalaxmi & saraswati for strengh,courage, prosperity and learning.